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Retirement Living in South Florida: Finding Your Perfect Home

by Laura Graves on February 20, 2024
Retirement Living in South Florida: Finding Your Perfect Home
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As you head into retirement, is South Florida calling your name? If you are like many, you plan on spending these next years with a change of scenery and pace that can only be found in a tropical paradise.

Retiring in South Florida

Have you ever wondered why so many people choose Florida as their retirement destination? This list of reasons is long, but here are a few of the most popular.

A Wonderful Climate — With Beaches

Except for a few mildly cool days, the weather in South Florida is warm and you can always count on a breeze to sway the palm trees. It is dubbed the Sunshine State for good reason as the sun shines bright for an average of 237 days annually.

Those who have spent their working years up north are quick to find the wonderful climate here a very welcomed change.

Of course, we cannot discuss the weather without mentioning an entire coast of bright blue waters and sandy beaches. Many residents enjoy walking along the shore, paddle boarding, snorkeling, fishing, sunrise beach yoga, and more. With so many beautiful days, there is ample time to enjoy the outdoors!

A Laid-Back Lifestyle

Retiring in South Florida means you are under no obligation to don anything other than comfy clothes and flip-flops. Unless, of course, you want to. The lifestyle here is laid-back, with days spent doing any number of recreational activities, dining, shopping, or simply sitting outside in the fresh air with a good book.

Retirement is all about enjoying yourself.

Tax-Free Retirement Income

One thing that entices many to move to Florida is that retirement income here is not taxed. We are not just referring to social security income, either. The state will not tax your investment income, your 401(k) distributions, or your wages should you decide to go back to work.

There is no state income tax and there are more tax-free holidays than anywhere else in the country.

Where is Your Florida Home?

There are many perfect homes in South Florida, but there are a few things to take into consideration when looking for your perfect home. After all, most retirees come here with a certain housing type in mind. For instance, they either want to do away with the cares and worries of a single-family home and want the freedom and community that comes with condo living. Or, they look forward to a slower-paced life so that they may finally have time to tinker in the garage of their own home.

You will find various types and styles of housing, such as:

  • Conch homes
  • Mission style
  • Bungalows
  • Luxury condos
  • Art deco
  • High-rises

And that’s just to name a few.

Because this area is so popular amongst retirees, active adult communities for those 55 and over are quite common, too. These allow you to live independently with many community events and various amenities. Depending on your preferences, this may be a great option — and a great way to meet other seniors, too.

What’s more, you can find all of these in different neighborhoods. Downtown areas with great walkability, quiet suburbs, oceanfront living, inland peace, and more can all be found throughout southeastern Florida. A few key neighborhoods you may want to take a closer look at include Aventura, Coconut Grove, Bay Point, Fort Lauderdale, Palm Beach, and Miami Beach.

The options are vast. Discussing your perfect home with an experienced realtor is the best way to find exactly what it is you are looking for.

Find Your Perfect Home with Laura Graves

Realtor Laura Graves has spent decades watching South Florida grow and transform. Not only does she know all about Miami and the surrounding areas, but she is a skilled realtor and top negotiator.

What does this mean for you?

Laura Graves can help you find the perfect home when retiring to Florida and she will do what she can to make sure the entire transaction goes smoothly.

Contact us today!

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